ADVERTISEMENT We may earn compensation when you connect with a partner.
debtoptions

A CLEARER NEXT STEP

Debt deserves
a plan.
Start with
your options.

High interest. Multiple payments. Slow progress.
Explore potential personal loan or debt relief matches for unsecured debt.

Explore my options

For U.S. residents. Not available in Nevada.

A woman reviewing paperwork and a notebook at home
Before another loan,
take a second look.
EXPLORE. UNDERSTAND. DECIDE.

START HERE

How much unsecured
debt do you have?

Choose an approximate balance to continue.

LESS THAN$10,000 BETWEEN$10k–$25k MORE THAN$25,000

Continues to a partner questionnaire, where you’ll confirm your balance. A match or approval is not guaranteed.

WHAT HAPPENS NEXT

A starting point.
Then an informed decision.

  1. 01

    Share a few details

    Confirm your unsecured debt balance and answer the partner’s questions.

  2. 02

    Explore a potential match

    Depending on your details, you may be directed to a debt relief provider or personal loan lender.

  3. 03

    Review before deciding

    Consider eligibility, costs and terms before applying for a loan or enrolling in a program.

KNOW THE DIFFERENCE

Different options.
Different tradeoffs.

The right next step starts with understanding what’s being offered.

Find my options
BORROWING

Personal loan

A new loan with its own repayment terms. Compare the APR, fees and total repayment cost. A lower rate or payment is not guaranteed.

DEBT RELIEF

Provider options

Programs vary. Debt settlement is not a new loan and can involve fees, credit damage and collection risks. Creditors may not agree to settle.

BEFORE YOU CONTINUE

A few things to know.

What is unsecured debt?

Debt that is not backed by collateral, such as many credit card balances and personal loans. Mortgages and auto loans are generally secured debts. The provider determines which debts it accepts.

Does checking options guarantee a match?

No. Eligibility and availability depend on your information, location and the provider’s requirements. A referral is not loan approval or acceptance into a debt relief program.

Will checking options affect my credit?

Selecting a balance on this page does not run a credit check. Any credit inquiry on a partner’s site depends on its process. Read the provider’s disclosures before submitting your information.

What else can I consider?

You can also speak directly with your creditors or a nonprofit credit counselor. A loan or debt settlement program is not the right fit for everyone. Read the CFPB’s guide to debt relief.

TAKE A SECOND LOOK

Explore the possibilities.
Then choose your next step.

Check available options